Smart EMI Calculator

Privacy Policy

1. Introduction

The Loan & Finance Calculator App (“App”) is developed and operated by AI Tech Labs. This SERVICE is provided to assist users in calculating various financial metrics, including home loans, vehicle loans, SIPs, GST, fixed deposits, and more. We are committed to protecting your privacy and ensuring that your personal information is handled securely.

This Privacy Policy explains the types of information we collect, how it is used, and how we protect it when you use the Loan & Finance Calculator App. By using this App, you agree to the collection and use of information as described in this Privacy Policy.

2. Information Collection and Use

To enhance your experience, we may collect certain information when you use the App. This includes:

a. Personal Information:

If you sign in via a third-party service (e.g., Google), we may collect:

• Your name

• Email address

b. Usage Data:

Information related to your interaction with the App, such as:

• Loan-related calculations (EMI, two-loan comparison, etc.)

• Financial calculations (SIP, GST, compound interest, lumpsum, goal planning)

• Bank and Post Office scheme calculations (Fixed Deposit, RD, PPF, Sukanya Samriddhi, NSC, Senior Citizen Scheme)

• Insurance calculators (PM Jeevan Jyoti Bima, PM Suraksha Bima)

• Other features (SWP calculator, cash counter, amount-to-words conversions, age calculations, etc.)

This information helps personalize your experience and improve the App’s functionality.

3. Log Data

In the event of an error or issue, we may collect Log Data to diagnose problems and improve performance. This data may include:

• Device information (e.g., model, operating system version)

• IP address

• Time and date of App use

• Error details

• Usage statistics

4. Information from Third-Party Services

If you log in using third-party services (e.g., Google), we may collect information such as:

• Your name

• Email address

• Other data shared during the registration process

You can choose whether to share additional information.

5. Service Providers

We may engage third-party companies and individuals to perform the following tasks:

• Operating and enhancing the App

• Providing App-related services

• Analyzing App usage

These third parties have access to your personal information solely to perform tasks on our behalf and are prohibited from using or sharing your information for any other purpose.

6. Security

We take reasonable steps to protect your personal information. However, no method of electronic transmission or storage is completely secure. While we use industry-standard methods to safeguard your data, we cannot guarantee absolute protection.

7. Links to Other Sites

The Loan & Finance Calculator App may contain links to third-party websites. If you click on these links, you will be redirected to the respective site. We do not control these sites and recommend reviewing their privacy policies.

8. EU Residents

If you are a resident of the European Union, you have the right to:

• Access, update, or delete your personal data

• Correct any inaccurate data

• Object to or restrict data processing

• Request the transfer of your data to another service provider

You can withdraw consent for data processing at any time; however, this may affect the App’s functionality.

9. California Residents

If you reside in California, you have the following rights under the California Consumer Privacy Act (CCPA):

• The right to know what personal data is collected and why

• The right to access your data

• The right to request the deletion of your data

• The right to opt out of data sales (if applicable)

To exercise these rights, please contact us using the details provided below.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page, along with the “Last update” date. Please review this policy regularly for updates.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Email: anghanramesh25@gmail.com

Name: Ramesh Anghan

Last update: January 25, 2025